We all need to save for the future – perhaps just as a rainy day fund or maybe to fund some important future event such as your child’s wedding.
There are many types of savings and investment products available in the market, each having different structures, costs, tax treatments and implications to you as the investor.
Examples of these products are Stocks & Shares ISAs, Cash ISAs, Deposit Accounts, Gilts, Insurance Bonds, Endowments, Annuities, Unit Trusts, Investment Trusts and OEICs, to name a few.
Sound investment planning starts with understanding your investment goals and time horizons. Next it is vital to establish your attitude to investment risk. This is important for sensible investing and Jacobs and Harris can help you determine an investment strategy appropriate for your needs and the investments products best-suited to your investment attitude and tax position.
We will discuss with you what your aims are and recommend suitable products to help you achieve those aims and then regularly monitor and review your progress toward your goals.