BSc, APFS Certs CII (MP&ER) – Director and Chartered Financial Planner

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CII-Corporate Chartered FinPlanners 872

Background

I graduated in electrical and electronic engineering in 1984 and started my career in TV broadcasting where I met Peter Harris. I have held various engineering managerial roles and contributed to many high profile TV engineering projects including the recent UK Digital Switchover Project.

Having gained an engineering degree combined with a genuine interest in many financial topics such as examining a company’s profit and loss (P&L) account, its balance sheet, researching investments opportunities and sourcing the most appropriate pensions has allowed me to fulfil my lifetime ambition of becoming a highly qualified Independent Financial Adviser (IFA). I also have the privilege of holding the key position as a Pension Trustee Director for a large company’s final salary pension scheme. This provided me with an excellent insight into the mechanics and relationships between the pension scheme administrator, investment advisers, scheme actuary, the pension regulator and the trustees.

My keen interest in personal finance was further enhanced when I became a member of the CII, becoming a fully qualified and practicing IFA in 2006. I am now studying towards chartered status which should be achieved by March 2014 and a Fellow of the PFS by October 2014.

As an IFA my core values are based on my Christian faith which is very important to me. I see my IFA role as one to serve and advise on the most appropriate solution for the client. Financial areas can be complex but our aim is to make them straightforward and to the best of our ability jargon free.

I thoroughly enjoy meeting new people and the challenge of helping them to achieve their goals and aspirations, to date our joint experience is considerable resolving many interesting and complex personal financial issues.

Professional Qualifications

BSc Degree in Electrical & Electronic Engineering

Advanced Diploma in Financial Planning

Mortgage Professional (MP)

Equity Release (ER)

FPC – Financial Planning Certificate (including FP1, 2 and 3)

CF2 – Investment and Risk

CF6 – Mortgage Advice

CF7 – Lifetime Mortgage Activities

CF8 – Long Term Care Planning

CF9 – Pension Simplification

HR1 – Home reversion plans

J01 – Personal Tax

J04 – Pension Funding Options

J05 – Pension Income Options

J06 – Investment Principles, markets and environment

AF1 – Personal Tax and Trusts Planning

AF3 – Pension Planning

AF4 – Investment Planning

AF5 – Financial Planning Process

Personal

I am married to Cheryl and enjoy DIY, most sports, travelling, motor bikes, I am a committed Christian and a lay preacher.

Service Areas

Pre- and Post-Retirement planning and specialist pension transfer advice

Tax efficient investment planning

Inheritance Tax mitigation strategies

Mortgages

Comprehensive financial planning, including to high net worth individuals

Personal protection

Executive Benefits, planning and protection

Business Protection (debt, continuity & shareholder)